(440) 834-4327

(440) 834-0455

geaugacu@geaugacreditunion.com

14499 N. Cheshire Street P.O. Box 839 Burton, OH 44021

Services for all of your financial needs

Deposit Accounts


Whether you’re saving for your dream or just planning a vacation, Geauga Credit Union offers a variety of great savings options to help you achieve that goal. They are all NCUA-insured, so you know your money is safe. Our Deposit Accounts let you earn competitive interest rates while keeping your money totally accessible so you can get to it whenever you need it.



Regular Share (Savings) Account

The Regular Share (Savings) Account establishes your membership and makes you a part owner of Geauga Credit Union. Dividends are earned based on the members’ average daily balance. Share accounts earn dividends on balances of $150.00 or more.



Draft Checking Accounts

We are pleased to offer three different draft checking accounts to help you find one to fit your needs. Our “Basic” checking is a non-interest bearing checking account with no monthly service fees and no minimum balance requirement. We offer two levels of interest bearing checking accounts. All of our checking accounts are accessible by Online Banking, ATM/Debit Cards and Online Bill Pay. Your first box of checks is free and there are no limitations on how many transactions you do each month. Call us for more details.



Club Accounts

Club Accounts are secondary savings accounts that allow members to save for any specific purpose. Geauga Credit Union offers several types of club accounts, including:

  • Christmas Club Accounts
  • Vacation Club Accounts
  • Bill Club Accounts
  • Back-to-School Club Accounts


Share Certificates

Share Certificates are the perfect way to save your money and earn a higher dividend rate at the same time. All Share Certificates require a minimum deposit of at least $500.00. Dividends are calculated monthly and may be posted to your share certificate account, transferred to your share savings account, or mailed to you in a check.



Individual Retirement Accounts (IRA)

It’s never too early to start saving for your retirement needs. We offer both Traditional and Roth IRAs with no annual administrative fees.



Coverdell Education Savings Accounts

A Coverdell Education Savings Account (ESA) is an account created as an incentive to help parents and students save for education expenses.



Savings for the Future Account

The “Savings for the Future” account is a children’s savings account that is free of service charges until the child reaches 18 years old. Children will earn dividends with a minimum balance of $5.00. This account is tied in with our school program in which a credit union employee will visit enrolled schools to pick up deposits on scheduled days. Children may have a “Saving for the Future” account on their own if their school does not participate or they are home-schooled. There must be an adult co-owner on the account. Children may access their account online and will receive Semi-Annual statements.

Loan Services


Geauga Credit Union offers a full range of loan services tailored to your needs. We do not charge an origination fee for our loans. Typically, our rates are lower and we may be able to extend credit to members who may be turned down by conventional banks. We try to work with you to make repayment easier, such as weekly payments instead of one large monthly payment. Credit Life and Disability Insurance are available on most of our loans at a nominal fee. We also offer GAP insurance on your vehicle loan for a low $325.00 premium.


  • Auto Loans
  • Share Secured Loans
  • Home Equity Loans
  • Motorcycle Loans
  • Horse & Buggy Loans
  • Recreational Vehicle Loans
  • Business Loans
  • Personal Loans
  • Open End Loans
  • Tractor Loans
  • Lawn Equipment Loans
  • Visa Credit Cards

View our rates

Loan Insurance

Joint Life Loan Protection and Credit Disability Insurance are available on all loans. Call for terms, conditions, and limits.

Trustage Auto and Home Owners Insurance | Accident Insurance (AD&D) | Life Insurance

Online Services


Here at Geauga Credit Union, we strive hard to make our services to our members in every way possible. Our free online services are available to you 24 hours a day, seven days a week, giving you the ability to do business with us whenever it is convenient for you.



Home Banking

Discover the convenience of banking from the comfort of your home, any time, day or night! Home Banking is a FREE service offered to all Geauga Credit Union members. It allows you to access your credit union accounts 24 hours a day, seven days a week.

With Home Banking, you will be able to securely and safely:

  • View your statements online
  • Balance your checkbook
  • Transfer funds between your accounts
  • Make loan payments

Simply enter your login information in the box to the left of the page to login to your account. If you’re not yet signed up for Home Banking, simply click on the sign up button to request for the setup of your account. Click here for tips on home banking.



E-Statements

Get your statements on the first of the month when you sign up for e-statements.



Online Bill Pay

Paying bills is a breeze with Online Bill Pay. No fee to pay as many bills from your draft account as you want as long as you pay at least one per month.*

For more information, call us at (440) 834-4327.

* Once you sign up, if you do not make at least one payment per month, you will be charged a $6.00 fee for each month of no Bill Pay activity.

Calculators


The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.



Loan Calculator






Savings Calculator

Other Services


Along with savings, checking, loans and online services, Geauga Credit Union offers a number of additional services to its members. These services are simply meant to help enhance your benefits as a member of the Credit Union and they are available to you either for free or at a very minimal cost.

  • Visa Credit Cards
  • Money Orders
  • Cashier’s Checks
  • Free Notary Service for Members
  • Coin Counter
  • Online Bill Pay
  • Payroll Deduction and ACH Deposits
  • Automated Voice Response Unit
  • Night Drop Box
  • Employer Visits
  • Visa Gift Cards


ATM Machines

We have ATM Machines available at the following locations:

  • Burton Office, 14499 N. Cheshire St.
  • Geauga County Safety Center, 12450 Merritt Rd., Chardon, Ohio 44024
  • UHHS Geauga Regional Hospital (emergency room hallway)
  • Marathon Station Middlefield (State Route 608 Old State Rd)
  • 3 Kraftmaid Cabinetry Locations