Whether you’re saving for your dream or just planning a vacation, Geauga Credit Union offers a variety of great savings options to help you achieve that goal. They are all NCUA-insured, so you know your money is safe. Our Deposit Accounts let you earn competitive interest rates while keeping your money totally accessible so you can get to it whenever you need it.
The Regular Share (Savings) Account establishes your membership and makes you a part owner of Geauga Credit Union. Dividends are earned based on the members’ average daily balance. Share accounts earn dividends on balances of $150.00 or more.
We are pleased to offer three different draft checking accounts to help you find one to fit your needs. Our “Basic” checking is a non-interest bearing checking account with no monthly service fees and no minimum balance requirement. We offer two levels of interest bearing checking accounts. All of our checking accounts are accessible by Online Banking, ATM/Debit Cards and Online Bill Pay. Your first box of checks is free and there are no limitations on how many transactions you do each month. Call us for more details.
Club Accounts are secondary savings accounts that allow members to save for any specific purpose. Geauga Credit Union offers several types of club accounts, including:
Share Certificates are the perfect way to save your money and earn a higher dividend rate at the same time. All Share Certificates require a minimum deposit of at least $500.00. Dividends are calculated monthly and may be posted to your share certificate account, transferred to your share savings account, or mailed to you in a check.
It’s never too early to start saving for your retirement needs. We offer both Traditional and Roth IRAs with no annual administrative fees.
A Coverdell Education Savings Account (ESA) is an account created as an incentive to help parents and students save for education expenses.
The “Savings for the Future” account is a children’s savings account that is free of service charges until the child reaches 18 years old. Children will earn dividends with a minimum balance of $5.00. This account is tied in with our school program in which a credit union employee will visit enrolled schools to pick up deposits on scheduled days. Children may have a “Saving for the Future” account on their own if their school does not participate or they are home-schooled. There must be an adult co-owner on the account. Children may access their account online and will receive Semi-Annual statements.
Geauga Credit Union offers a full range of loan services tailored to your needs. We do not charge an origination fee for our loans. Typically, our rates are lower and we may be able to extend credit to members who may be turned down by conventional banks. We try to work with you to make repayment easier, such as weekly payments instead of one large monthly payment. Credit Life and Disability Insurance are available on most of our loans at a nominal fee. We also offer GAP insurance on your vehicle loan for a low $325.00 premium.
Joint Life Loan Protection and Credit Disability Insurance are available on all loans. Call for terms, conditions, and limits.Trustage Auto and Home Owners Insurance | Accident Insurance (AD&D) | Life Insurance
Here at Geauga Credit Union, we strive hard to make our services to our members in every way possible. Our free online services are available to you 24 hours a day, seven days a week, giving you the ability to do business with us whenever it is convenient for you.
Discover the convenience of banking from the comfort of your home, any time, day or night! Home Banking is a FREE service offered to all Geauga Credit Union members. It allows you to access your credit union accounts 24 hours a day, seven days a week.
With Home Banking, you will be able to securely and safely:
Simply enter your login information in the box to the left of the page to login to your account. If you’re not yet signed up for Home Banking, simply click on the sign up button to request for the setup of your account. Click here for tips on home banking.
Get your statements on the first of the month when you sign up for e-statements.
Paying bills is a breeze with Online Bill Pay. No fee to pay as many bills from your draft account as you want as long as you pay at least one per month.*
For more information, call us at (440) 834-4327.
* Once you sign up, if you do not make at least one payment per month, you will be charged a $6.00 fee for each month of no Bill Pay activity.
The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.
Along with savings, checking, loans and online services, Geauga Credit Union offers a number of additional services to its members. These services are simply meant to help enhance your benefits as a member of the Credit Union and they are available to you either for free or at a very minimal cost.
We have ATM Machines available at the following locations: