Real Time Home Banking
A better way to bank. Get real time access to all of your finances.
Not yet a member of Home Banking? Enroll now
(440) 834-4327
(440) 834-0455
geaugacu@geaugacreditunion.com
14499 N. Cheshire Street P.O. Box 839 Burton, OH 44021
Effective as of 2/28/2024
| Account Type | Average Daily Balance* | Dividend Rate | APY* |
| Share Savings | $150.00 | 2.00% | 2.00% |
| Regular Draft (Checking) | $500.00 | 0.60% | 0.60% |
| Super Draft (Checking) | $2,500.00 | 1.25% | 1.25% |
| IRA Share Accumulation | No minimum balance required | 2.00% | 2.02% |
| Roth IRA Share Accumulation | No minimum balance required | 2.00% | 2.02% |
| Student Share | — | 1.00% | 1.00% |
| Club Accounts | — | 0.00% | 0.00% |
* Average Daily Balance required to earn dividends.
| Account Type | Term | Minimum Balance | Dividend Rate | APY* |
| IRA Certificates | 12 Months | $500.00 | 4.00% | 4.06% |
| - | 24 Months | $500.00 | 4.50% | 4.57% |
| - | 36 Months | $500.00 | 4.75% | 4.83% |
| IRA Roth Certificates | 12 Months | $500.00 | 4.00% | 4.06% |
| - | 24 Months | $500.00 | 4.50% | 4.57% |
| - | 36 Months | $500.00 | 4.75% | 4.83% |
| IRA Education Certificates | 15 Months | $500.00 | 0.25% | 0.25% |
| - | 30 Months | $500.00 | 0.35% | 0.35% |
| - | 48 Months | $500.00 | 0.50% | 0.50% |
| Share Certificates | 15 Months (Special) **NEW MONEY |
$10,000.00 | 5.00% | 5.12% |
| - | 3 Months | $500.00 | 2.00% | 2.02% |
| - | 6 Months | $500.00 | 2.50% | 2.52% |
| - | 12 Months | $500.00 | 3.00% | 3.04% |
| - | 15 Months | $500.00 | 4.00% | 4.08% |
| - | 18 Months | $500.00 | 4.25% | 4.33% |
| - | 24 Months | $500.00 | 4.50% | 4.59% |
| - | 36 Months | $500.00 | 4.75% | 4.85% |
Annual percentage yields are effective as of February 28, 2024 and are subject to change. A penalty will be imposed for early withdrawal, which will reduce the earnings on the account. Please see Truth-in-Savings disclosure for full details.
Rates Effective as of 03/04/2024. Rates are based on credit worthiness at the time of underwriting
View Loan RatesWe offer Home Equity Lines of Credit and will lend up to 80% LTV (minus any first mortgage), up to $150,000.
Our Home Equity is priced at Prime Rate as published in the Wall Street Journal and is subject to change monthly. At no time, however, will the rate be below 3.00% APR.
| Type of Fee | Fee Amount |
| Lost / Stolen ATM Card Replacement | $10.00 |
| ATM Cash Withdrawal from Share Savings | $0.75 each |
| First 10 ATM Cash Withdrawals per Month from Checking | Free |
| Each Additional ATM Cash Withdrawal from Checking | $0.75 each |
| Daily ATM Withdrawal Limit | $200.00 |
| ATM Deposit to Share Savings Account | $0.50 each |
| First 4 ATM Deposits to Checking | Free |
| Each Additional ATM Deposits to Checking | $0.50 each |
| Balance Inquiry at ATM Any Account | $0.50 each |
| Check Printing Fee | Varies depending on style |
| NSF Fee ATM Withdrawal or Debit Card Purchase | $30.00 per item |
| NSF Fee ACH Withdrawal | $30.00 per item |
| NSF Fee Share Draft (Check) | $30.00 per item |
| Stop Payment (Draft or ACH) | $20.00 per item |
| Incoming Wire Transfer Fee (Domestic or Foreign) | $10.00 per item |
| Outgoing Wire Transfer Fee (Domestic) | $15.00 per item |
| Outoging Wire Transfer Fee (Foreign) | $35.00 per item |
| Account Research | $25.00 per hour |
| Copy of Statement or Printed Balance Inquiry | $2.00 each |
| Copy of Share Draft (Check) Mailed | $2.00 each |
| Copy of Share Draft (Check) Faxed | $6.00 each |
| Returned Mail Fee | $5.00 per item |