(440) 834-4327

(440) 834-0455

geaugacu@geaugacreditunion.com

14499 N. Cheshire Street P.O. Box 839 Burton, OH 44021

Competitive Rates

Deposit Rates


Effective as of 10/11/2018



Share Rates

Account Type Average Daily Balance* Dividend Rate APY*
Share Savings $150.00 0.15% 0.15%
Regular Draft (Checking) $500.00 0.05% 0.05%
Super Draft (Checking) $2,500.00 0.25% 0.25%
IRA Share Accumulation No minimum balance required 0.25% 0.25%
Roth IRA Share Accumulation No minimum balance required 0.25% 0.25%
Student Share 0.25% 0.25%
Club Accounts 0.00% 0.00%

* Average Daily Balance required to earn dividends.



Certificate Rates

Account Type Term Minimum Balance Dividend Rate APY*
IRA Certificates 9 Months $500.00 0.40% 0.40%
15 Months $500.00 0.65% 0.65%
21 Months $500.00 0.90% 0.90%
IRA Roth Certificates 12 Months $1,000.00 0.40% 0.40%
24 Months $1,000.00 0.65% 0.65%
36 Months $1,000.00 0.90% 0.90%
IRA Education Certificates 12 Months $500.00 0.40% 0.40%
24 Months $500.00 0.65% 0.65%
36 Months $500.00 0.90% 0.90%
Share Certificates 3 Months $500.00 0.10% 0.10%
6 Months $500.00 0.15% 0.15%
9 Months $500.00 0.20% 0.20%
12 Months $500.00 0.45% 0.45%
15 Months $500.00 0.65% 0.65%
18 Months $500.00 0.70% 0.70%
23 Months $500.00 0.80% 0.80%
36 Months $500.00 1.50% 1.51%

* APY = annual percentage yield

Loan Rates


Rates Effective as of 1/1/17. Rates are based on credit worthiness at the time of underwriting



Secured Loans

Click for terms


Home Equity Lines of Credit

We offer Home Equity Lines of Credit and will lend up to 80% LTV (minus any first mortgage), up to $150,000.

  • NO APPRAISAL COST to MEMBER
  • no prepayment penalties
  • no annual fees
  • we offer a checkbook for easy access to your line

Our Home Equity is priced at Prime Rate as published in the Wall Street Journal and is subject to change monthly. At no time, however, will the rate be below 3.50% APR.

Fee Schedule


Type of Fee Fee Amount
Lost / Stolen ATM Card Replacement $10.00
ATM Cash Withdrawal from Share Savings $0.75 each
First 10 ATM Cash Withdrawals per Month from Checking Free
Each Additional ATM Cash Withdrawal from Checking $0.75 each
Daily ATM Withdrawal Limit $200.00
ATM Deposit to Share Savings Account $0.50 each
First 4 ATM Deposits to Checking Free
Each Additional ATM Deposits to Checking $0.50 each
Balance Inquiry at ATM Any Account $0.50 each
Check Printing Fee Varies depending on style
NSF Fee ATM Withdrawal or Debit Card Purchase $30.00 per item
NSF Fee ACH Withdrawal $30.00 per item
NSF Fee Share Draft (Check) $30.00 per item
Stop Payment (Draft or ACH) $20.00 per item
Incoming Wire Transfer Fee (Domestic or Foreign) $10.00 per item
Outgoing Wire Transfer Fee (Domestic) $15.00 per item
Outoging Wire Transfer Fee (Foreign) $35.00 per item
Account Research $25.00 per hour
Copy of Statement or Printed Balance Inquiry $2.00 each
Copy of Share Draft (Check) Mailed $2.00 each
Copy of Share Draft (Check) Faxed $6.00 each
Returned Mail Fee $5.00 per item