A suspicious e-mail with the subject titled "Rejected ACH Transaction" is reportedly being sent randomly to financial institutions, individuals and companies. The e-mail appears to be from NACHA - The Electronics Payments Association telling recipients there is a problem with an ACH transaction they have originated. The e-mail includes a link for recipients to click on, which redirects the individual to a fake Web page mimicking the NACHA Web site. The link is suspected to execute a virus with malware, making the user's desktop insecure and vulnerable. A sample of the e-mail is below:

Dear bank account holder,

The ACH transaction, recently initiated from your bank account, was rejected by the Electronic Payments Association.
Please review the transaction report by clicking the link below:

Unauthorized ACH Transaction Report

DO NOT click on that link. The e-mail is NOT from NACHA.